Get approved for up to $100,000* 

✔ Unpaid & Paid Defaults

✔ Existing Payday/Short-term Loans

✔ Ex-bankrupts + Discharged Bankrupts

✔ Current Part 9 Debt Agreements

✔ 100% Centrelink Income^

* Subject to lender's credit criteria 

^ Excluding Sole Jobseeker, Youth Allowance and AUStudy Income

Loan Solutions For You

We pride ourselves with making difficult approvals easy. We understand your story and your point of view. This allows us to ensure your best chances for finance approval.

What makes us unique is our ability to think outside the box. Our specialists secure approvals on a regular basis where other brokers and lenders have failed.

We are dedicated to securing your personalised loan approval. Here is a snapshot of what is available: 

2 to 7 Year Loan Terms

No Deposit

Same Day Pre-Approvals

No Early Termination Fee Options

All Vehicles Accepted

Business Use Available

How It Works


Apply online (5 min)

It takes roughly 5 minutes to complete our fast track form


Documents Request (5 min)

We'll request some basic documents to verify your income and ID 


Unconditional Approval (1-24 hrs)

You're approved and can choose the car you desire


Drive Away! (1-24 hrs)

After signing your loan settles and you can drive away!

Your Story Is Your Solution

We Believe In Second Chances

Your past is not your future. As life goes on, circumstances can change for the better.

We focus on your positives instead of your negatives.

Flexible Solutions Tailored For You

With over 60 lenders available, we pride ourselves with not only having the most flexible solutions but also the experts who can make it happen.

If you have been refused credit elsewhere there's still a good chance you can be approved with us.

Long-term Solutions For You

Engaging us directly for pre-approval doesn't impact your credit score.

We will help you with tips and tricks to help you improve your credit to improve your chances of credit approval for the future.

Ready To Get Started?

Apply online now and one of our lending specialists will be in contact with you. 

Contact Us

Call Us Now: 0478 239 361

Helpful Links

Dreamcatcher Finance Authorised credit representative number 518203 is an authorised representative of Finsure Finance & Insurance Pty Ltd Australian Credit Licence Number 384704.

Copyright ©2020 Dreamcatcher Finance. All rights reserved.